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Our Honorable Prime Minister Shri Narendra Modi introduced the Pradhan Mantri Fasal Bima Yojana to give farmers across the nation insurance against the loss of their harvests. In accordance with this plan, farmers will receive insurance in the event that a natural disaster results in crop loss.
Therefore, through this article, we will today provide you with a complete explanation of the Pradhanmantri Fasal Bima Yojana 2023. Please read the article carefully if you want to learn everything there is to know about this scheme. pmfby, fasal, fasal bima, bima fasal yojana, pradhan mantri fasal bima, pradhan mantri fasal bima yojana, pradhan fasal bima yojana, csc pmfby login.
Pradhan Mantri Fasal Bima Yojana kya hai
An ambitious agricultural crop insurance Yojana launched by the Indian government under Prime Minister Narendra Modi is called the Pradhan Mantri Fasal Bima Yojana 2023 (PMFBY). In accordance with this program, the government offers farmers financial support and insurance coverage for their crops when they are in need.
The farmer who had previously applied online under PMFBY 2023–24 can now submit their PMFBY and can check application progress online. All farmer brothers who want to apply online for PM Fasal Bima Yojana can fill out the online application form through the @pmfby.gov.In portal.
The Central Government has implemented the Pradhanmantri Fasal Bima Yojana under the Crop Insurance Scheme, costing 8800 crores. All crops are insured under PMFBY, and financial help is provided in the event that crops are harmed by diseases, insects, or other natural calamities.
In the most recent round of crop insurance, the PMFBY scheme‘s premium amounts were set at 2% for Kharif crops and 1.5% for Rabi crops, which was a relatively high premium.
PMFBY 2023 Overview
Scheme Name | Pradhan Mantri Fasal Bima Yojana (PMFBY) |
Scheme Launched by | Pradhan Mantri Narendra Modi |
Department under | Ministry of Agriculture and Farmers Welfare |
Scheme Launched on | 18th Feb, 2016 |
Scheme Benefits | Crop Insurance |
PMFBY Registration Last date | Continuing.. |
PMFBY Official Website | Link Given Below |
Category | Sarkari Yojana |
Helpline No. | 011-23381092 |
Homepage | Click Here |
Pradhan Mantri Fasal Bima Yojana Purpose
To ensure the Pradhan Mantri Fasal Bima Yojana is implemented successfully, the government has incorporated a number of significant goals in this scheme. so that all farmers in the nation can benefit from the program. The following are a few of the scheme’s key goals:
- This program will offer insurance aid and financial support to farmers in the event that any of the notified crops fail due to natural disasters, pests, or illnesses.
- Their pay will be stabilized together with the growth in farmer income to guarantee their continued involvement in farming.
- encouraging farmers to use advanced and trendy farming techniques.
- to provide help to farmers who experience crop loss or damage as a result of unexpected events.
- supporting farmers’ incomes to ensure their continued involvement in farming.
- Additionally, one of this program’s primary goals is to maintain the supply of credit to the agricultural industry.
Pradhan Mantri Fasal Bima Yojana Benefits
- The insurance against crop losses suffered by farmers across the nation would be paid straight into their bank accounts under the Pradhanmantri Fasal Bima Yojana.
- This program will be beneficial if a farmer’s crop has been harmed by a natural disaster.
- The Pradhan Mantri Fasal Bima Yojana will not assist a farmer whose crop has been Damaged/disservice/harmed by another person.
- Farmers will receive 1.5% for the Rabi crop and 2% for the Kharif crop under the policy.
Which damages will not covered under PMFBY insurance?
- Malicious damage
- Riot
- Theft or act of enmity
- War and soul danger
- Nuclear risk
- Grazing by domestic/or wild animals and other preventable risks shall be excluded from the coverage.
PMFBY Activity Calendar
Activity Calendar | Kharif | Rabi |
---|---|---|
◆ Loan sanctioned to loanee farmers on compulsory basis. | ✔ April to July | ✔ October to December |
◆ Cut off date for receipt of proposals from farmers (loanee and non-loanee). | 31 July | 31 December |
◆ Cut off date for receiving yield data | within one month of final harvest | within one month of final harvest |
PMFBY Premium Percentage
Crop | Percentage of insurance amount payable by the farmer |
---|---|
Kharif | 2.00% |
Rabi | 1.50% |
annual commercial and horticulture crops | 5% |
Pradhan Mantri Fasal Bima Yojana Highlights
The Pradhan Mantri Fasal Bima Yojana is an essential and helpful program for all of the nation’s Kishan/farmers. This scheme has many unique features that increase its value, some of which are as follows:
- Only 2% and 1.5% premiums, respectively, must be paid by farmers for all Kharif and Rabi crops.
- Farmers will only be required to contribute 5% of the premium for horticultural and annual agricultural crops.
- Farmers can receive the full insurance amount for crop loss caused by natural calamities by paying very low premium rates, with the government covering the remaining balance.
- The amount of government aid is unlimited. Even if the unpaid premium is 90%, the government will pay it.
- There used to be a mechanism for capping the premium rate, which led to farmers receiving fewer claim settlements. Since it has been eliminated, farmers can now claim the full amount insured without any deductions.
- The usage of technology will be strongly encouraged. To cut down on delays in farmer claim payments, smartphones will be utilized to record and upload crop harvesting data.
- The quantity of crop-cutting trials will be decreased by the usage of remote sensing.
- Since PMFBY is the NAIS/MNAIS replacement program, there will be no service taxes to pay for any of the services used to implement the program.
- According to estimates, the new plan will guarantee farmers an insurance premium subsidy of between 75% and 80%.
Pradhan Mantri Fasal Bima Yojana Eligibility
- Under this Yojana, every farmer in the nation is eligible.
- You can insure both your own land and land that you have borrowed from someone else under the PM Fasal Bima Yojana.
- Farmers who do not currently participate in any insurance programs will be deemed eligible for this Yojana.
Pradhan Mantri Fasal Bima Yojana Documents
- Aadhar card
- Ration card
- Bank account
- Address Proof (Driving License, Passport, Voter ID Card etc.)
- If you have rented Agricultural land, then a photocopy of an agreement with the owner of the Land in it.
- ROR number (Khet/Land Khata Number)
- photo of farmer
- Date of the day the farmer started the crop
Pradhan Mantri Fasal Bima Yojana online apply csc
To apply for the Pradhan Mantri Fasal Bima Yojana 2023, follow the directions listed below.
- The Pradhanmantri Fasal Bima Yojana’s official website must be visited first (Whose direct link is given below).
- To sign up for the crop insurance Yojana, you must first create an account.
- On the website’s home page, a section titled “Farmer Corner – Apply for Crop Insurance by Yourself” is now visible. Click on this link.
- In order to register a new account on the PMFBY portal, you must first click the “Farmer Corner” button, followed by the “Guest Farmers” button.
Note: If you already have a website account, click “Login for Farmer” to sign in.
- The Pradhan Mantri Fasal Bima Yojana online application form for 2023 will open once you click the “Guest Farmers” link.
- To finish the registration procedure, candidates must correctly fill out all the fields such as:- Farmer Details, Residential Details, Farmer ID, and Bank Account Details.
- You must input the captcha code after successfully completing the form in the provided box. then select the “Create User” button.
- Your account will be created on the official website as a result.
- Your registration has now been completed successfully on PMFBY.
Pradhan Mantri Fasal Bima Yojana farmer Login
- You must now “login” to your account. After that, you must complete the Pradhan Mantri Fasal Bima Yojana Online Application Form.
- Once you’ve completed the Crop Insurance Scheme form correctly, click the submit button.
- Now, A successful message will then show up on the screen.
- You will be enrolled in this process.
Important Links
PMFBY official Website | Click Here |
PMFBY Registration | Click Here |
PMFBY Login | Click Here |
PMFBY Insurance Premium Calculator | Click Here |
PMFBY Application Status Check | Click Here |
PMFBY Insurance Company | Click Here |
GOTO Homepage | Click Here |
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